U GRO Capital's Playbook For Achieving 200% Net Profit

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U GRO Capital's Journey

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Strategic Positioning

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Overcoming Challenges

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Innovative Tech Stack

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Growth and Impact

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Market Position

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Future Prospects

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U GRO Capital’s Stellar FY24: Unboxing The NBFC’s Success Tools That Led To A 200% Net Profit Surge

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U GRO Capital's Playbook For Achieving 200% Net Profit

U GRO Capital's Journey

Founded in 2018 by Shachindra Nath, U GRO Capital emerged through the acquisition and rebranding of Chokhani Securities, aiming to redefine MSME financing in India.

Strategic Positioning

U GRO Capital positions itself as a listed NBFC to attract banks and PE/VC investments, focusing on addressing the credit needs of Indian MSMEs.

Overcoming Challenges

Navigating through the IL&FS, DHFL, and YES Bank crises, U GRO Capital survived and thrived, even during the challenging post-Covid pandemic period.

Innovative Tech Stack

U GRO Capital developed GRO Score, a proprietary underwriting model using AI-ML to analyze 25K data points, enhancing loan approval accuracy and efficiency.

Growth and Impact

With a customer base of over 80K and INR 17K Cr deployed, U GRO Capital achieved a profit of INR 119 Cr in FY24, reflecting its significant growth and impact.

Market Position

Competing with top NBFCs like Lendingkart and Navi Finserv, U GRO Capital manages assets worth over INR 9K Cr, solidifying its market position.

Future Prospects

Aiming to double its ROE to 18% and increase AUM to INR 25K Cr by FY26, U GRO Capital is pioneering the shift to cash-flow lending in India.

U GRO Capital’s Stellar FY24: Unboxing The NBFC’s Success Tools That Led To A 200% Net Profit Surge