State Of Indian Fintech Report, Q3 2023 InFocus: Consumer Lending

State Of Indian Fintech Report, Q3 2023 InFocus: Consumer Lending

With an expected market size of $2.1 Tn+ and a strong 18% CAGR, India’s fintech sector is heading towards significant…

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State Of Indian Fintech Report, Q3 2023 InFocus: Consumer Lending

Quoted & Trusted By

the economist
business insider
cb insights
the huffington post
the economic times
live mint
the times of india

Key Highlights

$2.1 Tn+

Estimated Fintech Market Opportunity By 2030


Indian Fintech Industry Will Be Driven By The Lendingtech

$27 Bn+

Total Funding In Fintech Startups From 2014 To 2022


Fintech Unicorns In India

Table Of Contents

  • India’s Digital Economy: Key Highlights
  • Fintech Market In India
  • Global Fintech Startup Ecosystem: India Vs The Us Vs China
  • India’s Fintech Landscape
  • Fintech Funding Trends
  • Quarterly Funding Trends
  • Top Indian Fintech Subsectors In Q2 2023
  • Top Indian Fintech Startup Hubs In Q2 2023
  • Fintech M&As Trends
  • Notable Fintech Startup Investors In Q2 2023
  • InFocus: The Rise Of Consumer Lending Startups In India
  • Consumer Lending Market Opportunity
  • Consumer Lending In India: A Landscape
  • India Vs Global Landscape
  • India’s Lendingtech Opportunity Across Age Groups
  • Consumer Lending In India: Core Segments & Offerings
  • Factors Fueling Rise Of Consumer Lending
  • Startup Funding Trends
  • Consumer Lending In India: A Sentiment Analysis
  • Fintech Startups’ Stock Performance
  • Fintech In India: Key Challenges


The fintech sector has garnered over $27 Bn in funding from 2014 to mid-2023. However, a notable 48% year-on-year decline in funding was observed in the second quarter of 2023. Despite this setback, the future of fintech remains exceptionally promising, with a colossal market opportunity estimated at $2.1 Tn on the horizon. Within fintech, the lending segment has shown immense potential. By 2030, India's consumer lending market could soar to an impressive $720 Bn, boasting a strong 22% CAGR. Within this, personal loans are the leading force. This report explores the intricate pathways of fintech, charting its investment trends and challenges. Highlighting the industry's resilience amid funding shifts, it emphasises the vast potential that lies ahead. Centred on India's consumer lending arena, the report offers crucial insights for stakeholders and investors, painting a future that's not just promising but ripe with innovation and growth avenues.

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