Lending Tech In India: The Rise Of Consumer Lending, Report 2020
About the report
On an average 5.6 Mn credit cards are issued annually in India, growing at a compounded annual growth rate (2013-2019) of 24%. But that doesn’t tell the full story of the Indian lending market.
In recent years, consumer lending in India has witnessed a major upheaval with startups taking centre-stage thanks to innovative credit products and the advent of BNPL (Buy Now Pay Later) products for ecommerce. This has unlocked the buying potential of India’s new-to-credit consumers.
Our report provides a juxtaposition of the opportunity for B2B and B2C lending tech startups in India. Get a clear understanding of the overall lending tech market in India, understand demand mapping, the lending tech startup landscape, the state of NPAs in India’s leading digital lenders and more.
On an average 5.6 Mn credit cards are issued annually in India, growing at a compounded annual growth rate (2013-2019) of 24%. But that doesn’t tell the full story of the Indian lending market. <br> ...
120 Mn
Number Of Formally Employed Indians Without A Credit Card
$2.4 Bn
Total Funding In Lending Tech Startups Between 2014 to Q3 2020
$2.2 Mn
Median Revenue Of Lending Tech Startups In FY19
77%
Funded Lending Tech Startups In India Are EBITDA Negative
report summary
Table of Contents
- Executive Summary
- India’s Lending Tech Landscape
- Consumer Lending: The Next Boom <br></br> Credit Demand
- Credit Demand
- Unaddressed Opportunity
- B2B Lending
- Market Opportunity In India
- Funding Journey For India’s Lending Tech Startups
- Funding And Deal Count
- Segment-Wise Segregation: Funding Amount And Deal Count
- Funding Stage-Wise Distribution
- Funding Type Segregation
- Average Ticket Size
- Geographic Distribution
- Top Investors in Lending Tech
- Financial Performance
- Revenue And Expenses Of Indian Lending Tech Startups
- EBITDA Analysis
- Challenges: The Growing Number Of Credit Defaults
- Post-Covid Impact On Lending Tech Startups
- The Impact Of Growing Formal Credit On Indian Economy
- Increase In Productivity And Scale
- Wider New Venture Opportunity
- Increased Social Development
- Methodology
- Bibliography
Fintech Summary
Explore the latest news, funding, financials, governments policies, sector landscape of Fintech ecos...
Number Of Companies730
Number of founders9123
Total Funding Amount$137.94 Bn+
Number of Investments286
Number of Acquisitions203
Average Company Age9.1 yrs
