Decoding Paytm IPO: Growth Potential, Risks & More, Report 2021
Over the years, the fintech market in India has expanded beyond money transfers and bill payments. Paytm , an application which was launched primarily as a mobile wallet to facilitate money transfers and mobile recharges, today offers an array of services ranging from equity investments to insurances indicating that full-stack fintech applications are the need of the hour in the Indian digital economy.
Backed by the likes of SoftBank, Alibaba Group, T. Rowe Price and others. Paytm clocked in a total operating revenue of $382 Mn in FY21. Compared to FY19 the operating revenue of the company has tanked by 13% primarily due to the diminishing share of revenue from commerce and cloud services over the same period. The revenue from commerce and cloud services of the company took a major hit due to the pandemic and witnessed a decrease in revenue share from 47.5% (in total FY19 revenue) to 25% in the total FY21 revenue. However, the share of payments and financial services increased by 22 percentage points from 52.5% (in FY19 ) to 75% (in FY21).
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Key Highlights
$55 Bn
Total GMV In FY21
$382 Mn
Operating Revenue In FY21
50.4 Mn
Average Monthly Transacting Users (Q1- FY22)
-61%
Operating Profit Margin In FY21