Gurugram has <a href="https://inc42.com/company/?filter=df3243837f08ff09bcd5915bbca69269">104 fintech startups</a> with the likes of Oxyzo (a unicorn), StrideOne, Indiagold, Claimbuddy, Freed, Vegapay, Toffee Insurance and India Shelter. 
These ventures are tackling challenges from SME lending and insurance tech to wealth management and embedded finance, often leveraging Gurugram’s proximity to Delhi for regulatory and investor access. 
While the fintech opportunity is said to have <a href="https://inc42.com/features/whats-in-store-for-indian-fintech-ecosystem-in-2025/">grown six times in the past 10 years</a>, headwinds from <a href="https://inc42.com/buzz/fintechs-need-to-innovate-while-complying-with-norms-financial-services-secy/">stricter RBI norms</a> as well as concerns around profitability have left even the most funded companies a worried lot.      
Leading examples from the past year include the derailing of Paytm’s banking arm after the RBI intervention on compliance lapses, while Sachin Bansal’s Navi Finserv saw a disruption in its lending business due to similar action against digital lenders. 
The sector suffered a dip in funding last year, but investors remained bullish on this sector as fintech took about <a href="https://inc42.com/features/whats-in-store-for-indian-fintech-ecosystem-in-2025/">21% of the $12 Bn funding routed to Indian startups</a> in 2024. 
Here’s a list of promising fintech startups in Gurugram:

Gurugram has 104 fintech startups with the likes of Oxyzo (a unicorn), StrideOne, Indiagold, Claimbuddy, Freed, Vegapay, and Toffee Insurance

Fintech Startups In Gurugram

Fintech Startups In Gurugram