Bengaluru has firmly established itself as India’s fintech capital, driving the majority of the country’s financial technology innovation and investment. 
According to an <a href="https://asset.inc42.com/2025/04/Q1-Funding_v6.pdf">Inc42 report</a>, Bengaluru emerged as the top funded startup hub in Q1 2025, receiving $1,436 Mn in funding across 78 deals. Together with  Delhi NCR, Bengaluru accounts for <a href="https://asset.inc42.com/2024/12/Fintech-Q3_v6.pdf">76% of all fintech funding deals</a> in India since 2014. 
The city’s fintech ecosystem boasts an impressive concentration of successful companies, including unicorns like PhonePe, CRED and Zerodha. 
Of India’s <a href="https://asset.inc42.com/2024/12/Fintech-Q3_v6.pdf">26 fintech unicorns</a>, a majority are headquartered in Bengaluru.  
Bengaluru’s fintech success is underpinned by several key factors. The city offers a robust investor ecosystem with a strong presence of venture capital firms, angel investors and seed funds providing early-stage funding and mentorship. 
Initiatives like the Karnataka Startup Policy create a supportive regulatory environment, while the concentration of technical talent from premier institutions ensures a steady pipeline of skilled professionals. 
With India’s fintech user base projected to reach 837 Mn by 2028 and overall market opportunity expected to grow to <a href="https://asset.inc42.com/2024/12/Fintech-Q3_v6.pdf">$2.1 Tn by 2030</a>, Bengaluru is well-positioned to drive this expansion through continued innovation in digital payments, wealthtech and other financial services.
On that note, here’s the list of some of the most promising fintech startups in Bengaluru.

Bengaluru's fintech ecosystem boasts an impressive concentration of successful companies, including unicorns like PhonePe, CRED and Zerodha.

Fintech Startups in Bengaluru

Fintech Startups in Bengaluru