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Aye Finance is a company based in Gurugram, Haryana, India, operating in the fintech sector. Founded in 2014, it now employs 2336 individuals. The company was established by Sanjay Sharma, Vikram Jetl...
Aye Finance Financial Highlights
Financial highlights of Aye Finance and a snapshot of its key metrics.
Total Revenue
164%
Prev FY
₹217.6 Cr
Total Expenses
131%
Prev FY
₹185.2 Cr
Profit After Tax
990%
Prev FY
₹25.1 Cr
Total Assets
146%
Prev FY
₹1,270.0 Cr
Net Profit Margin
311%
Prev FY
0.1%
Note: Above mentioned stats are for FY 2018-2019
Aye Finance Profit and loss Highlights
Profit and loss highlights of Aye Finance and a snapshot of its key metrics.
Total Revenue
164%
Prev FY
₹217.6 Cr
Total Expenses
131%
Prev FY
₹185.2 Cr
Profit Before Tax
1305%
Prev FY
₹32.3 Cr
Total Tax Expense
507%
Prev FY
₹7.2 Cr
Profit After Tax
990%
Prev FY
₹25.1 Cr
Note: Above mentioned stats are for FY 2018-2019
Over Years
Aye Finance Profit & loss statement
Financial Year
Trend
2017
2018
2019
Revenue from Operations (₹)
24.5 Cr
79.8 Cr
209.6 Cr
Other Income (₹)
1.7 Cr
2.5 Cr
8.0 Cr
Total Revenue (₹)
26.2 Cr
82.2 Cr
217.6 Cr
EXPENSES
Cost of Materials Consumed (₹)
0.0
0.0
0.0
Purchases of Stock in Trade (₹)
0.0
0.0
0.0
Changes in Inventory (₹)
0.0
0.0
0.0
Employee Benefit Expenses (₹)
13.3 Cr
30.1 Cr
57.5 Cr
Finance Costs (₹)
10.6 Cr
29.4 Cr
72.7 Cr
Depreciation and Amortization (₹)
48.0 Lakh
86.0 Lakh
2.3 Cr
Other Expenses (₹)
8.9 Cr
19.5 Cr
52.7 Cr
Total Expenses (₹)
33.4 Cr
79.9 Cr
185.2 Cr
Total Revenue Less Total Expenses (₹)
-7.2 Cr
2.3 Cr
32.3 Cr
Prior Period and Exceptional Items (₹)
0.0
0.0
0.0
Profit Before Tax (₹)
-7.2 Cr
2.3 Cr
32.3 Cr
TAX EXPENSES
Current Tax Expense (₹)
0.0
1.2 Cr
14.1 Cr
Deferred Tax Expense (₹)
0.0
0.0
-6.9 Cr
Total Tax Expense (₹)
0.0
1.2 Cr
7.2 Cr
Net Movement in Regulatory Deferral Account Balances (₹)
0.0
0.0
0.0
Profit from Continuing Operations (₹)
-7.2 Cr
1.1 Cr
25.1 Cr
Profit from Discontinuing Operations After Tax (₹)
0.0
1.2 Cr
0.0
Net Profit/Loss After Tax (₹)
-7.2 Cr
2.3 Cr
25.1 Cr
Other Comprehensive Income (₹)
0.0
0.0
0.0
Total Comprehensive Income (₹)
0.0
0.0
0.0
Profit Before Extraordinary Items (₹)
-7.2 Cr
2.3 Cr
32.3 Cr
Extraordinary Items (₹)
0.0
0.0
0.0
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Aye Finance generated a total revenue of ₹185.2 Cr and incurred expenses of ₹185.2 Cr, resulting in a profit before tax of ₹32.3 Cr for FY 2018-2019. After a total tax expense of ₹7.2 Cr, the profit after tax stood at ₹25.1 Cr.
Aye Finance Balance Sheet Highlights
Balance Sheet highlights of Aye Finance and a snapshot of its key metrics.
Equity Share Capital
70%
Prev FY
₹27.0 Cr
Non Current Liability
78%
Prev FY
₹587.7 Cr
Current Liability
95%
Prev FY
₹186.7 Cr
Total Liability
82%
Prev FY
₹774.5 Cr
Non Current Assets
121%
Prev FY
₹525.0 Cr
Current Assets
168%
Prev FY
₹744.9 Cr
Note: Above mentioned stats are for FY 2018-2019
Aye Finance Balance Sheet Table
Financial Year
Trend
2017
2018
2019
EQUITY & LIABILITIES
Equity Share Capital (₹)
15.8 Cr
15.8 Cr
27.0 Cr
Reserves & Surplus (₹)
70.8 Cr
73.5 Cr
468.4 Cr
Money Received Against Share Warrants (₹)
0.0
0.0
0.0
Money Pending Allotment (₹)
0.0
0.0
0.0
Other Equity (₹)
0.0
0.0
0.0
NON-CURRENT LIABILITIES
FINANCIAL LIABILITIES
Borrowings (₹)
34.6 Cr
326.0 Cr
575.6 Cr
Trade Payables (₹)
0.0
0.0
0.0
Other Financial Liabilities (₹)
0.0
0.0
0.0
Provisions (₹)
1.3 Cr
3.7 Cr
12.1 Cr
Deferred Tax Liabilities (Net) (₹)
0.0
0.0
0.0
Other Liabilities (₹)
0.0
0.0
0.0
Total Non-current Liabilities (₹)
35.9 Cr
329.7 Cr
587.7 Cr
CURRENT LIABILITIES
FINANCIAL LIABILITIES
Borrowings (₹)
1.0 Lakh
6.0 Cr
16.3 Cr
Trade Payables (₹)
2.4 Cr
4.1 Cr
10.0 Cr
Other Financial Liabilities (₹)
0.0
0.0
0.0
Provisions (₹)
98.0 Lakh
4.5 Cr
15.6 Cr
Current Tax Liabilities (Net) (₹)
0.0
0.0
0.0
Other Liabilities (₹)
37.1 Cr
81.0 Cr
144.8 Cr
Total Current Liabilities (₹)
40.5 Cr
95.6 Cr
186.7 Cr
Liabilities Associated with Assets in Disposal Group (₹)
0.0
0.0
0.0
Regulatory Deferral Account Credit Balances (₹)
0.0
0.0
0.0
Total Equity and Liabilities (₹)
163.0 Cr
514.7 Cr
1,270.0 Cr
ASSETS
NON-CURRENT ASSETS
Property Plant and Equipment (₹)
0.0
0.0
0.0
Capital Work in Progress (₹)
61.0 Lakh
1.2 Cr
9.0 Lakh
Investment Property (₹)
0.0
0.0
0.0
Goodwill (₹)
0.0
0.0
0.0
Intangible Assets (₹)
6.0 Lakh
2.0 Lakh
95.0 Lakh
Intangible Assets under Development (₹)
0.0
0.0
0.0
FINANCIAL ASSETS
Investments (₹)
0.0
0.0
0.0
Trade Receivables (₹)
0.0
0.0
0.0
Loans (₹)
50.5 Cr
230.9 Cr
498.5 Cr
Other Financial Assets (₹)
2.6 Cr
3.1 Cr
15.6 Cr
Deferred Tax Assets (Net) (₹)
0.0
0.0
6.9 Cr
Other Assets (₹)
0.0
0.0
0.0
Tangible Assets (₹)
84.0 Lakh
2.3 Cr
3.1 Cr
Total Non-current Assets (₹)
54.6 Cr
237.5 Cr
525.0 Cr
CURRENT ASSETS
Inventories (₹)
0.0
0.0
0.0
FINANCIAL ASSETS
Investments (₹)
10.7 Cr
40.7 Cr
68.1 Cr
Trade Receivables (₹)
0.0
0.0
0.0
Cash and Cash Equivalents (₹)
13.5 Cr
24.7 Cr
155.7 Cr
Other Bank Balances with Banks (₹)
0.0
0.0
0.0
Loans (₹)
81.5 Cr
204.3 Cr
504.4 Cr
Other Financial Assets (₹)
0.0
0.0
0.0
Current Tax Assets (₹)
0.0
0.0
0.0
Other Assets (₹)
2.7 Cr
7.5 Cr
16.8 Cr
Total Current Assets (₹)
108.4 Cr
277.2 Cr
744.9 Cr
NON-CURRENT ASSETS HELD FOR SALE (₹)
0.0
0.0
0.0
REGULATORY DEFERRAL ACCOUNT DEBIT BALANCES (₹)
0.0
0.0
0.0
TOTAL ASSETS (₹)
163.0 Cr
514.7 Cr
1,270.0 Cr
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As of FY 2018-2019, Aye Finance has an equity share capital of ₹27.0 Cr, total assets amounting to ₹1,270.0 Cr, and total liabilities of ₹774.5 Cr.
Aye Finance Financial Ratio Highlights
Financial Ratio highlights of Aye Finance and a snapshot of its key metrics.
Earning Per Share
96%
Prev FY
₹0.1
Net Profit Margin
311%
Prev FY
0.1%
Return on Assets
811%
Prev FY
₹6.1
Debt/Equity
-68%
Prev FY
1.5
Current Ratio
37%
Prev FY
4.0
Note: Above mentioned stats are for FY 2018-2019
Aye Finance Financial Ratios Table
Financial Year
Trend
2017
2018
2019
Total Debt/Equity Ratio (X)
0.8
4.6
1.5
Total Debt/Total Assets Ratio (X)
0.4
0.8
0.6
Total Assets/Equity Ratio (X)
1.9
5.8
2.6
Net Debt/Equity Ratio (X)
0.7
4.3
1.2
Quick Ratio (X)
0.6
0.7
1.2
Current Ratio (X)
2.7
2.9
4.0
Interest Coverage Ratio (X)
0.3
1.1
1.4
Gross Margin (%)
1.0
1.0
1.0
Net Margin (%)
-0.3
0.0
0.1
EBITDA Margin (%)
0.1
0.4
0.5
Return on Fixed Assets (₹)
-4.8
0.7
6.1
Return on Equity (X)
-0.1
0.0
0.1
Return on Capital Employed (X)
-0.1
0.0
0.0
Fixed Asset Turnover (₹)
16.3
23.0
50.6
Days Receivables Outstanding
0.0
0.0
0.0
Days Payables Outstanding
0.0
0.0
0.0
Days of Inventory
0.0
0.0
0.0
Enterprise Value (₹)
0.0
0.0
0.0
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In FY 2018-2019, Aye Finance achieved a net profit margin of 0.12, earnings per share of ₹0.05, a debt/equity ratio of 1.49, and a current ratio of 3.99.
FAQs on Aye Finance
What were Aye Finance's total revenue and profit for the latest financial year?
For FY 2018-2019, Aye Finance reported a total revenue of ₹217.6 Cr and a profit after tax of ₹25.1 Cr, showcasing its financial performance and profitability.
How does the balance sheet of Aye Finance reflect its financial stability?
As of FY 2018-2019, Aye Finance has total assets of ₹1,270.0 Cr, total liabilities of ₹774.5 Cr, and equity share capital of ₹27.0 Cr, indicating its financial health and stability.
What insights can be gained from Aye Finance's cash flow management?
In FY 2018-2019, Aye Finance maintained a cash balance of ₹0.0, with cashflows from operations at ₹0.0, investing activities at ₹0.0, and financing activities at ₹0.0, reflecting its cash management strategies.
What do the key financial ratios of Aye Finance indicate?
For FY 2018-2019,Aye Finance achieved a net profit margin of 0.12%, earning per share of ₹0.1, and a debt/equity ratio of 1.5, and a current ratio of 4.0, offering insights into its profitability, leverage, and liquidity.
How has Aye Finance's financial performance evolved compared to previous year?
Compared to the previous year, Aye Finance experienced a 164.57% increase in total revenue and a 990.43% increase in profit after tax, highlighting its growth and change in profitability.
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