UPI App Curie Money Opens Access To All Users, Lxme Rolls Out UPI For Women

Post the Global Fintech Fest (GFF) 2025, fintech platform Curie Money has opened its UPI-cum-investment app for all users. 

Meanwhile, women-focussed fintech platform Lxme announced the launch of LxmePay – a UPI platform exclusively for women. 

In a statement, Curie Money said it has exited its beta phase and opened access to all Android and iOS users for its platform after receiving approval from the National Payments Corporation of India (NPCI). 

Founded in 2022 by Arindam Ghosh and Tushar Choudhary, Curie Money’s UPI app allows users to make payments as well as grow their money by automatically investing unused funds in liquid mutual funds. 

The startup has partnerships with ICICI Prudential Mutual Fund and Bajaj Finserv AMC for investing users’ money in their fixed-income schemes. Curie Money claims that while making a payment, it instantly redeems the required amount from the mutual fund and transfers it to the users’ linked bank account within 2-5 seconds.

The app allows users to instantly withdraw up to 90% of their mutual fund value or INR 50,000, whichever is lower. The remaining amount can be withdrawn in one working day.

In December 2024, the Bengaluru-based startup raised $1.2 Mn in its seed funding round led by India Quotient. 

Meanwhile, Lxme was founded in 2021 by Priti Rathi Gupta and Ridhi Doongursee. The Mumbai-based startup helps women control their finances better with investment and insurance products, financial planning calculators and financial literacy modules. It also provides financial education to help women make better financial decisions and access a community of over 400K women.

With the launch of LxmePay, the startup is aiming to assist women with financial savings by facilitating them to earn digital gold on transactions, long-term cashbacks, monthly trackers to maintain budgets and get automated insights. 

The developments come days after UPI got a major facelift at the GFF 2025. 

New Launches At Global Fintech Fest 

The annual fintech event saw multiple new product launches for UPI, with AI emerging as the key theme. 

While NPCI introduced key features within UPI like UPI Lite-led transactions via smart glasses, on-device biometric authentication, micro ATMs, among others, it also showcased agentic AI payments for UPI, currently in pilot stage. 

Fintech giants like PhonePe, BharatPe and Amazon Pay also launched new products. BharatPe launched BharatPeX, its new payment aggregator and payment gateway (PAPG) online brand, which comes with an AI-led service, BharatPeX.AI. PhonePe introduced its latest soundbox, SmartPOD, which integrates card payments with UPI solutions for small merchants.

TWID also announced the launch of its UPI app, which enables users to make online and offline payments using their accumulated reward points from various banks, brands, and loyalty programmes.